Modernize real estate payment operations
Upgrade real estate payment workflows with stronger controls, real-time reconciliation, and end-to-end visibility.
Swirepay helps real estate teams manage money across the full transaction lifecycle, from accepting funds to holding them in controlled account structures and disbursing payouts with speed and visibility. Use instant payments with ACH fallback, automate reconciliation, and scale with BNY virtual and FBO accounts as volume or complexity grows. Vendors and partners get paid digitally and reconcile payments in minutes with no signup or login required.
Built for real estate money movement
For Teams Managing Funds
Manage funds from intake to payout across real estate workflows.
- Virtual account opening with BNY to organize and manage funds
- Instant payment rails when timing matters
- AI powered reconciliation and audit ready reporting
- Use via dashboard or integrate via API
For Recipients including vendors like abstractors
Get paid digitally with a process designed to be simple and comfortable.
- No sign up or login required to receive funds
- Payments delivered directly to your bank
- Clear digital remittance details included
- Reconcile payments in minutes
How It Works
Set up once, then send with confidence
Set up who you pay
Add contacts and add their bank details so recipients are ready to receive funds.
Connect your funding source
Link your business bank account to fund payments and bills. Or speak with a Swirepay representative to set up a virtual account through Swirepay.
Send payments with confidence
Send a payment or create and send a bill with real time visibility and clear records for reconciliation.
From Funding to Disbursement, Seamless. Secure.
Application & Control Layer
Swirepay API / Dashboard
Use Swirepay via API in your own system or in the Swirepay dashboard as the orchestration layer to initiate and manage workflows: set rules, route approvals, and monitor every step with real-time status and reporting.
Program & FBO Account Layer
Swirepay Program Accounts
The operating layer where funds are received, kept properly separated, tracked with clear allocation and ledgering, and then disbursed with a full audit trail.
Trust & Custody Layer
BNY Foundational Custody
BNY serves as the foundational custodian, underwriting fund safeguarding and supporting bank-grade compliance and trust at the core of the platform.
How Real Estate Teams use Swirepay
Closing & Settlement Payouts
Disburse funds tied to transaction milestones, including settlement payments and related service providers such as notaries, inspectors, and recording services.
Mortgage & Lending Disbursements
Send loan proceeds, fee payments, and third party payouts across origination, funding, and servicing workflows.
Title & Abstractor Payments
Pay abstractors, search providers, and title production vendors with clear digital remittance details.
Commissions & Referral Payouts
Disburse agent commissions, broker splits, and partner referral payments with tracking and reporting.
Property Operations Expenditures
Pay contractors, maintenance, and recurring operational expenses across single properties or portfolios.
Rent Disbursements
Pay owners, vendors, and internal accounts from rent flows with clean tracking and reporting.
Secure by design. Built to move fast.
Bank Grade Infrastructure
Scale into BNY powered virtual accounts through Swirepay for smoother fund segregation and disbursements as your needs grow.
Access to Instant Payments
Use modern instant payment rails when speed matters. Swirepay gives you flexible payment options so critical funds move quickly and reliably.
Security and Visibility
Secure bank confirmation flows, real time status updates, and clear reporting reduce risk and manual follow ups.
Smarter real estate payments, from funding to payout.
Modern tools for teams sending money and a frictionless experience for the people receiving it.
No more waiting around — get on Swirepay
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